Services: Annuities
Lifetime Guaranteed* Income
Fixed indexed annuities (FIAs) come with several benefits. One significant advantage to an annuity? It provides you with guaranteed* protection for your money, no matter what happens in the stock market. However, an FIA comes with the potential to earn income based on the performance of a market index. This way, you have higher returns when the market is up, yet no risk of suffering a loss when it is down.
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Guaranteed* Income Options
Additionally, an FIA has a few additional benefits that are worth considering. An FIA potentially gives you more control over your retirement income. During the first stage of the contract, the accumulation stage, you leave your money untouched as it grows over time. It may be possible to extend this period to boost earnings. But once the accumulation stage has ended, you can begin withdrawing money. This is known as the distribution stage. You may receive it as a series of quarterly, monthly, or annual payments.
FIA Legacy Benefits
An FIA also offers the ability to pay a death benefit to a beneficiary, either as a lump-sum or as a series of payments. A significant advantage is that the death benefit avoids probate court, going straight to your beneficiaries without any hiccups.
More Flexibility
An FIA is an appealing financial option for retirees and pre-retirees. A stock market crash won’t put the money in your annuity at risk. The guaranteed* income protection included keeps your retirement future secure. Our team can walk you through your options and choices. Is an annuity a suitable option for you? Reach out to us to find out. Please attend one of our no-cost, no-obligation retirement dinner seminars, or schedule a one-on-one meeting with us.